From your first sign-up to your first dashboard, step by step.

1. 1

   Create your account

   Set up a secure Topaz Ocean account with your email and a password. This takes under a minute and does not require any tax information yet.

2. 2

   Pay for your Initial IRS Review

   A single $299 payment starts the review. There is no recurring charge attached to the review itself — Ongoing Monitoring is a separate, optional subscription that begins later.

3. 3

   Share your taxpayer details

   We collect the identifying information the IRS requires to locate an account: full legal name, Social Security number or ITIN, date of birth, and current address.

4. 4

   Authorize us with the IRS

   You sign a limited, read-only authorization. It permits us to request and view your account records. It does not grant authority to change anything, sign on your behalf, or represent you in a dispute.

5. 5

   We obtain your IRS records

   If you already have transcripts saved, you can upload them directly for the fastest start. Otherwise, requesting them from the IRS through the authorized channel typically takes a few business days.

6. 6

   We review what we find

   Every transcript gets parsed and cross-checked, then organized by tax year into balance, filing status, notices, and relevant dates.

7. 7

   Your dashboard is ready

   You get a single view of your IRS standing. From this point forward, Ongoing Monitoring begins automatically and checks your account on a regular basis.

The authorization you sign is scoped narrowly on purpose. It gives Topaz Ocean permission to request and view specific categories of your IRS records — it does not make us your representative, and it does not let us take any action on your account.

Account creation, payment, and sharing your taxpayer details are typically done in one sitting — most people finish that portion in under ten minutes. The step that varies is obtaining your records: if you upload transcripts you already have, we can start reviewing immediately. If we need to request them from the IRS on your behalf, plan on a few business days before that data is available.

Once your Initial IRS Review is complete, your dashboard shows your balance by tax year, your filing status across recent years, and any notices on file. Ongoing Monitoring then takes over automatically, checking your account on a regular basis and updating your dashboard when something changes — so you are not left re-running the same review manually every few months.